Meet Laltu Gorai

Laltu Gorai, from Ghatshila in Jharkhand, widowed at the age of 18, availed the benefit of the Mahindra Loan Suraksha scheme.

“Widowed at the age of 18 and expecting a child at the same time, is a horrible experience. The timely help at this hour was the only thing that gave me hope.

I had seen the worst in life at a very young age. I was a young bride. My husband had taken a loan on Elco. At that time, I had no idea where he took the loan from and other details. Once we were coming back from Kolkata and we met with an accident. It was a terrible accident that took away my husband. I was unconscious for 10 days myself. After which I woke up to the fact that I was 18 and widowed. I was also expecting a child, and had no support and no money.

I was the only earning member. To top that, I had the responsibility of clearing the loan. Since I didn’t have any proof of marriage, Mahindra Insurance Brokers Ltd. asked me to approach the Gram Panchayat. On submitting the required certificate, I could avail of the Mahindra Loan Suraksha scheme under which our vehicle was covered. So they waived off the loan and took a major burden off my head. What’s more, out of the money that came, they helped invest 50% in the business and the rest as a fixed deposit in my two month old daughter’s name.

They are not just a financial company to me. They helped an 18 year old widow with a daughter, at a time when nothing was going right in life. They have given me hope and the courage to live. ”

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